When you are looking for a wedding loan or a loan for a particular ceremony, there are many solutions you can successfully rely on. Each of these solutions is designed specifically for those who need financing for this purpose and it is possible to apply for it either at a bank or at a financial company.
First of all, we can say that ceremonial loans can be requested by anyone who has a job and can demonstrate that he has a monthly income, be it from self-employment or from employee. Retirees can also apply, since in this case the guarantee of reimbursement is given by the presence of the monthly pension.
Loans for marriage
The expenses that must be incurred for a wedding, just or for example for the children, are decidedly high, starting from those for the bride and groom’s clothes, up to the restaurant, the favors, the photo album and, why not, also at the honeymoon. This is a significant economic commitment, which more and more Italians decide to finance in installments.
These loans are usually granted at fixed rate and installment, which means that for the duration of the repayment you can pay an equal installment, so as not to have worries and always know at any time what your economic commitment will be. The maximum amount that can be requested, as well as the duration of the loan, depend very much on the financial company with which you apply. Search for the loan that’s right for you among various offers and proposals.
Loans for confirmation
If your son or daughter is to confirm, a decidedly important sacrament, this happy event is usually celebrated with a restaurant lunch attended by all the closest relatives, to celebrate with the boy and his parents. Also in this case, the cost of lunch, favors and clothes can be decidedly high, therefore a loan could be the ideal solution to have the party you want, without giving up anything, at the same time without leaving the bank account in red. Look for the best confirmation loan, ideal for your needs.
Loans for communion
Even for the communion of your son, financial companies have thought about loans for ceremonies. Communion is very important because it allows your child to take a big step in a religious sense, therefore celebrating properly could be a very beautiful thing. If you are looking for the best loan for confirmation, look for the most advantageous solutions for you, comparing the various offers and proposals of the financial companies.
Loans for baptism
Just as for marriage, confirmation and communion, the baptism of a child is an event to remember, which is usually celebrated with all the closest relatives. The cost to be incurred for lunch in a restaurant and for favors, among other things, could also be relatively high, for this reason being able to count on a loan would allow you to have everything you want without risking running out of money. you have on your checking account. Compare and choose the best loan for baptism, without obligation.
Who can apply for a ceremony loan?
Regardless of what ceremony is being organized, ceremonial loans in general can be requested by all those who work as employees or as self-employed. The fundamental condition is to be regularly resident in Italy and to demonstrate that you have a monthly income. If you are an employee you need to present a copy of your latest paycheck, while if you are self-employed you need the single model. Obviously, to know exactly what documents you need, ask directly at the headquarters of the financial company.
After obtaining the requested loan, the repayment can take place through the payment of monthly installments, which as we have said have a fixed amount for the entire duration of the loan, which can even go up to 10 years, or 120 months.
Depending on the amount needed, ceremonial loans can also cover 100% of the necessary needs, which once again highlights the advantage of being able to organize a wedding or ceremony using these loans.